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Category Archives: Mortgage Information

Boyd Real Estate land-contract

Land Contract

May 15, 2019
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land cont [more]
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Boyd Real Estate lender-at-signing

The No-Cost Thirty Year Fixed Rate Mortgage

Apr 10, 2019
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fe [more]
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Boyd Real Estate adjustable-rate-mortgage

Which ARM is the Best Alternative?

Mar 06, 2019
How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or woul [more]
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Boyd Real Estate lender-at-signing

The Advantages of Different Types of Mortgag...

Jan 30, 2019
What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever [more]
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Boyd Real Estate credit-report

WHAT’S A FICO®?

Dec 26, 2018
What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit sco [more]
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Boyd Real Estate lender-handing-pen

Types of Mortgage Lenders

Nov 21, 2018
Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, w [more]
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Boyd Real Estate savings-for-down-payment

Your Savings and Down Payment

Oct 27, 2018
Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at th [more]
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Boyd Real Estate collaboration desk

Items You Need When Applying For a Loan

Oct 26, 2018
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, [more]
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Boyd Real Estate credit-report

FICO® Scores and Your Mortgage

Oct 25, 2018
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrowe [more]
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Boyd Real Estate credit-report

FICO® Score – a Brief Explanation

Oct 24, 2018
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made [more]
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